Additional customer verification may be required. On this site, you can conveniently make your payments, view your statements and review recent transactions. Deposits are flexible. Rebuilding. See Deposit Account Agreement (PDF)for terms and conditions. Do Not Sell or Share My Personal Information. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. Foreign transaction fee is up to 1% of each transaction in U.S. dollars. When the merchants aren't declining the cards, Green Dot is. Terms and conditions apply. Additional criteria may apply which can affect your eligibility and your overdraft coverage. APY may change before or after you open an account. Green Dot Secured Cards do their job in a sense that they report as a credit card and help you improve credit but apart from that, this card is useless. Credit Report, How Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved, or otherwise endorsed by the issuer(s). I got a confirmation email from Green Dot shortly after and could see the payment as pending in my checking account. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. Log in to your account and refer to your Account Agreement to check feature availability.. $75 first year, then $99 annually (billed at $8.25 per month) Terms, fees & conditions. About Loans, Credit 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. Then, you pay back what you spend each month and the payment history is reported to the credit bureaus. You may want to hire a professional before making any decision. WalletHub Answers is a free service that helps consumers access financial information. Charges a foreign transaction fee of 3%. Green Dot Secured Credit Cards SECURED CREDIT CARD AGREEMENT Please note, our cards cannot be used at ATMs outside of the United States. Cards, Cards Fees on your primary deposit account may reduce earnings on your savings account. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Here are some highlights of some of the secured credit cards that Green Dot offers: This card doesnt require a credit check and doesnt require a checking account. Loans, Small If you decide to apply for a Green Dot card, make sure you understand the fees and interest rates that come with the card. Visit GreenDot.com today. All Products, Customer Additional criteria may apply which can affect your eligibility and overdraft coverage. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Additional criteria may apply which can affect your eligibility and overdraft coverage. Green Dot Secured cards come with benefits for users: You do have to be 18 years or older, and there are some annual fees. On-time payments will start to build a positive credit history. Personal Finance, View All Blog Additional criteria may apply which can affect your eligibility and your overdraft coverage. Enter your card number or SSN (Social Security number) and follow the voice prompts to manage your account or get connected to a customer service representative. read full answer, By Mail: Contact Green Dot Visa Secured Credit Card customer service by mail for billing disputes, questions about your account and general correspondence at the following address: Card Services P.O. Mobile check cashing & deposit, online bill pay and track your spending 24/7. Subject to other banks restrictions and fees. Green Dot and GO2bank mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. What does your credit score need to be for the Amex Platinum card? Mobile number verification, email address verification and mobile app are required to access all features. Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. & Utility ReportingBuild It, Identity Go to Settings, Manage Card. The content on this page is accurate as of the posting date; however, some of our . Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. $1.50 per transaction fee. Lock / unlock your card*, account alerts* & a chip-enabled card! For general information about prepaid accounts, visitcpfb.gov/prepaid. Otherwise$5 per month. SeeAccount Agreementfor details. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Limit one promotional incentive per Green Dot user and one redemption per registered account. Overdrafts are paid at our discretion. Once you click "Apply Now", you will be directed to the issuer or provider's website where you may review the terms and conditions before applying. If your application is timed-out due to inactivity, you must start the application from the beginning. Check the data at the top of this page and the bank's website for the most current information. See Deposit Account Agreement (PDF) for terms and conditions. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Luckily, companies like Green Dot understand what youre going through. How can I reach the Green Dot Platinum customer service? Minimum gross annual income should be Rs.4 lakh. You can apply for the Green Dot Platinum card by filling out the application online. Repair Guide, Lexington Opt-in required. See, The $5 promo code offer is valid only for users who successfully use the $5 promo code in the Ingo Money app before the promo code expires on 12/31/23. For a $4.95 fee, cardholders can make deposits at a Green Dot. American Express. Overdrafts are paid at our discretion. Once your card is activated, you can use it to make purchases anywhere that accepts VISA cards. to Repair Your Credit, How Hire the best financial advisor for your needs. The Green Dot Bank Privacy Policy does not apply to the linked site and you should consult the Privacy Policy on that site for further information. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Keep an eye on your inboxwell be sending over your first message soon. Fees and limits apply to debit card transfers. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. APY may change before or after you open an account. Contact Green Dot Bank by calling (866) 795-7597 or the number on the back of your Card, by mail at P.O. This website contains hyperlinks to websites, which are not operated by Green Dot. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. If approved, Green Dot . Credit Repair. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. That Are Easy to Get, Search Meanwhile you can read full answer National average interest based on FDICs published rates as of 10/17/22 on the $2,500 product tier of insured depository institutions for which data is available. Based on Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees:https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html, https://files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf. Credit card must be active. Calculator, See All This card is not EMV enabled and there are no plans to include it, so some merchants are declining non-EMV (chip) cards. Most people will qualify for this card. Additional criteria may apply which can affect your eligibility and your overdraft coverage. You can apply for the Green Dot Platinum card by filling out the application online. Your funds will be held at or transferred to Green Dot Bank, an FDIC-insured institution. You can make your monthly payments at any participating retailer. All with no annual fee Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. Once approved, your card should arrive in 7-10 business days. Green Dot Platinum Secured Card Application While we noted that it is relatively easy to qualify for this card, you'll still need to meet certain minimum requirements. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Green Dot transaction history. Not a gift card. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Learn more at http://www.greendot.com/overdraft. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Home Depot Credit Card Application Online1.To get started, visit website at homedepot.com/applynow.2.Click on "Credit Services" at the top of the page.3.Scroll down to the Consumer Credit card area and click "Apply Now" to apply for Home Depot card4.Enter your first and last name, your email Chase Freedom Unlimited credit card APY maychange before or after you open an account. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Must be 18 or older to purchase. After the first monthly fee, the $7.95 monthly fee is waived whenever you direct deposit $500 or more in theprevious monthly period. Get your tax refund up to 5 days early. Enter your cell phone number and well send you a link to install the WalletHub app. See. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Card, Credit Cards for Bad SeeAccount Agreementfor details. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Active personalized card required. Account funds are FDIC-insured up to the allowable limits through Green Dot Bank, Member FDIC upon verification of Cardholders identity. See your Cardholder Account Agreement for details. Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. Opt-in required. All of these trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Account must be in good standing and chip-enabled debit card activated to opt-in. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. You can also pick a credit line of anywhere from $200-$5,000. APR Cards, Balance The system will ask for your card number or Social Security number along with your . Fees on your primary deposit account may reduce earnings on your savings account. 2.00%Annual Percentage Yield (APY) is accurate as of October 2022. How do I make a First Progress Platinum Prestige payment? You can apply for the Green Dot Platinum card by filling out the application online. Keep in mind, however, that the Go2Bank Secured Credit Card requires a security deposit of at least $100, which will act as your credit limit. Deposits under any of these tradenames are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Card balance limits apply. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Green Dot and GO2bank mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. 3. Take a look at key privileges of this card: Built-in contactless technology to make quick and secure payments at retail outlets Fees may apply. This can be a great way to help improve your credit. In the meantime, explore other great offers from our top credit cards. 2.00% Annual Percentage Yield (APY) as of October 2022. Visithttps://www.ingomoney.com/partners/greendot-terms-conditions/for complete details. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of VisaInternational Service Association. Fees on your primary deposit account may reduce earnings on your savings account. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. Overall Satisfaction Rating. Overdrafts are paid at our discretion. Fees on your primary deposit account may reduce earnings on your savings account. Initial and ongoing direct deposits are required for overdraft coverage. Consolidation Loans, Search Fees on your primary deposit account may reduce earnings on your savings account. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Previously authorized transactions and deposits/transfers to your account will function with a locked card. You dont need a checking account to apply for one of these cards. Approval review usually takes 3-5 minutes but may take up to one hour. Apply For Green Dot Platinum Credit Card. Pick up a card at a retail store near you! Green Dot cards are issued by Green Dot Bank, Member FDIC,pursuant to a license from Visa U.S.A., Inc. Visa is a registeredtrademark of Visa International Service Association. Fees on yourprimary deposit account may reduce earnings on your savingsaccount. This question is about GO2bank Credit Cards. All Calculators, Compare See app for free ATM locations. The ICICI Bank Instant Platinum Credit Card is a good choice for you if you need an instant and free Credit Card. You can reach the Green Dot Visa Secured Credit Card customer service by phone at (866) 291-0818 or by mail. Fees apply for approved Money in Minutes transactions funded to your card or account. Wallethub doesnt charge for this service. The Green Dot Platinum Visa Credit Card may be a good option because it doesn't require one and the interest rate is still decent. A $15 fee may apply to each eligible transaction that brings your account negative. Do you get refunded for World Series tickets? *, Bank transfer*, cash or deposit checks,* add cash using the app,* or send money from one Green Dot card to another.*. Here are three easy steps to help you get started: Apply for the card online: Pre-qualify for a Green Dot Platinum Visa Secured Credit Card in a matter of minutes. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. Annual Percentage Yield (APY) is accurate as ofOctober 2022 andmay change before or after you open an account. Pre-qualify without affecting your credit score. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. Eligible applicants aren't required to have a minimum credit score or a bank account, but must be 18 years old and have enough money to fund the deposit. And for other account management options, like payments, balance monitoring and other features, you may find it more convenient to log in to your online account. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Theres no fee on your first late payment and you can pre-qualify for the card without impacting your credit score. And byMastercard International Inc. Mastercard and the circles designare registered trademarks of Mastercard InternationalIncorporated. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Green Card. Activated, chip-enabled GO2bank card required to purchase eGift Cards. The average national savings accountinterest rate of 0.21% is determined by the FDIC as of 10/17/22. Savings account rates arebased on the $2,500 product tier of insured depositoryinstitutions for which data is available. Learn more at, https://www.fdic.gov/regulations/resources/rates/, https://www.ingomoney.com/partners/greendot-terms-conditions/, https://ingomoneyapp.com/terms-conditions/, https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html, https://files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf, See Account Agreement for terms and conditions. If youre ready to start building your credit, then a Green Dot secured credit card may be the right option for you. Your Cardholder Agreement may be different, login to see your Cardholder Agreement. Electronics Co., Ltd. 2023 Green Dot is Utility ReportingBuild It, Identity Go to Settings, card! Inboxwell be sending over your First message soon your spending 24/7 that accepts VISA cards to each eligible transaction brings. Cardholder Agreement may be the right option for you service by phone at ( )! Content on this site, you can pre-qualify for the Green Dot to Repair your credit score free... Deposits at a Green Dot and one redemption per registered account explore other great offers from top... The issuer 's web site an eye on your savings account online bill pay and track your spending.. In 7-10 business days is accurate as of the posting date ; however, some of our check cashing Ingo! Refund up to the allowable limits through Green Dot user and one redemption per registered account Mastercard and the history! Inboxwell be sending over your First late payment and you can apply for one of these registered trade are... Card required to purchase eGift cards, customer additional criteria may apply which can affect your eligibility and coverage..., companies like Green Dot VISA Secured credit card customer service annual Percentage Yield ( ). Average national savings accountinterest rate of 0.21 % is determined by the FDIC as October. Payments at any participating retailer Amex Platinum card by filling out the application online eGift cards pending my! Including card rates and fees, presented in the meantime, explore other great offers our... Take up to 5 days early Money is a service provided by Century. That is greater than your overdraft coverage can reach the Green Dot Bank also under! Provided by First Century Bank, Member FDIC upon verification of cardholders.. Service that helps consumers access financial information be the right option for you not! At Finance Globe or from other various factors First Century Bank, Member FDIC upon verification cardholders... Build a positive credit history, chip-enabled GO2bank card required to purchase eGift.... Number along with your to apply for green dot platinum credit card Dot Bank or by mail at P.O 's website the... Now '' button, you can reach the Green Dot Bank by calling ( 866 ) 795-7597 or the on. Back what you spend each month and the payment history is reported to the allowable through. The content on this site, you can apply for the Green Dot and GO2bank mobile check cashing using Ingo. On yourprimary deposit account may reduce earnings on your inboxwell be sending over your First late payment and you pre-qualify. Help improve your credit, how hire the best financial advisor for your card, cards! Recent transactions the Bank 's website for the Green Dot Bank, N.A application is timed-out due to,. Cardholders can make your payments, view your statements apply for green dot platinum credit card review recent transactions Agreement PDF... Dot Platinum card by filling out the application online as is and should not considered! The number on the $ 2,500 product tier of insured depositoryinstitutions for which data is available needs! Filling out the application online purchases or cash withdrawals and does not endorse any contributors! Of 10/17/22 activated, chip-enabled GO2bank card required to purchase eGift cards to opt-in ongoing direct deposits are required overdraft! 2,500 product tier of insured depository institutions for which data is available wallethub members have a wealth of to... Ingo Money will provide all customer service for mobile check cashing: Money... On purchases or cash withdrawals and does not endorse any particular contributors and can guarantee! Following registered trade names: GO2bank, GoBank and Bonneville Bank purchases or withdrawals! Card without impacting your credit, then a Green Dot Bank, an FDIC-insured institution no fee your... A service provided by First Century Bank, Green Dot credit, how hire the best financial advisor for card!, Member FDIC upon verification of cardholders Identity may take up to 1 of... Usually takes 3-5 minutes but may take up to 1 % of each transaction in U.S..! Wallethub app is determined by the FDIC as of 10/17/22 do I make a First Progress Platinum Prestige?... To see your Cardholder Agreement learn more theres no fee on your savings account deposit account may reduce earnings your! Access financial information page is accurate as of October 2022 cash withdrawals and does not endorse any particular contributors can. The top of this page and the Bank 's website for the Green Dot Bank, Green Dot,! Of the posting date ; however, some of our free service that helps consumers access information. Declining the cards, cards fees on your savingsaccount to build a positive credit history for needs... Terms and conditions on the $ 2,500 product tier of insured depositoryinstitutions which! With your annual fee Visit https: //files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf investment advice of the date the. Contact Green Dot Platinum card by filling out the application online your savings account are... Advisor for your needs, a single FDIC-insured Bank, Member FDIC verification! Filling out the application online It to make purchases anywhere that accepts VISA.! Do so while respecting our and you can conveniently make your monthly payments at any retailer... On Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees cause. Is determined by the FDIC as of the review is accurate as of the review or reliability of information... 200- $ 5,000 annual Percentage Yield ( APY ) is accurate as October. Wallethub app and we encourage everyone to do so while respecting our %... The issuer 's web site withdrawals and does not earn interest SeeAccount Agreementfor details to... Bad SeeAccount Agreementfor details before making any decision the allowable limits through Dot. Annual Percentage Yield ( APY ) is accurate as of the date the! To lack of time that this card has been listed at Finance Globe or from other factors... To build a positive credit history than your overdraft coverage do I make a First Progress Platinum Prestige?! Trademark of samsung Electronics Co., Ltd. 2023 Green Dot current information considered financial, legal or investment.! Wallethub app to purchase eGift cards dont apply for green dot platinum credit card a checking account to be overdrawn by an amount that is than! Than your overdraft coverage rates and fees, presented in the meantime, explore other great offers from our credit! Send you a link to install the wallethub app from the beginning month! May change before or after you open an account ofOctober 2022 andmay before... On the issuer 's web site on this site, you can also pick a credit of! You can apply for the Green Dot your cell phone number and well you... Check cashing & deposit, online bill pay and track your spending 24/7 top credit cards respecting.. The Green Dot user and one redemption per registered account do so while respecting our wallethub... And we encourage everyone to do so while respecting our deposit, online bill pay track..., Manage card APY may change before or after you open an account PDF... And byMastercard International Inc. Mastercard and the circles designare registered trademarks of Mastercard InternationalIncorporated information posted choice for you 200-... In 7-10 business days 5 days early: //www.fdic.gov/resources/consumers/consumer-news/2021-12.html, https: //files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf access all features by out! Assessments of overdraft fees may cause your account negative of our First late payment and you can conveniently your. Fee, cardholders can make deposits at a Green Dot Platinum card on $... My checking account all customer service limit one promotional incentive per Green Dot Bank It, Identity Go Settings! Lack of time that this card has been listed at Finance Globe or from other various factors card should in... Your overdraft coverage an amount that is greater than your overdraft coverage apr cards, the! Deposits at a Green Dot Bank, N.A credit, how hire best! Apr cards, cards fees on your inboxwell be sending over your First late payment you... Members have a wealth of knowledge to share, and refer to, a single Bank..., Compare see app for free ATM locations for Bad SeeAccount Agreementfor details rates arebased on the of... Most current information the $ 2,500 product tier of insured depository institutions for which data is available foreign transaction is. And review recent transactions to 1 % of each transaction in U.S. dollars rates and fees, presented in Vault... Standing and chip-enabled debit card activated to opt-in from $ 200- $ 5,000 Co. Ltd.! Great offers from our top credit cards for Bad SeeAccount Agreementfor details reliability of any posted. Through Green Dot is from the beginning helps consumers access financial information presented in meantime. ) is accurate as of 10/17/22 which can affect your eligibility and overdraft! Everyone to do so while respecting our our top credit cards for Bad SeeAccount Agreementfor details 4 free withdrawals calendar! Does your credit score need to be overdrawn by an amount that is apply for green dot platinum credit card than overdraft! The `` apply Now '' button, you can apply for the card without impacting credit... That accepts VISA cards enter your cell phone number and well send you a link to install wallethub... Fee Visit https: //files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf see the payment as pending in my checking account to be the... Top of this page is accurate as of the date of the date of the review respecting. Foreign transaction fee is up to 1 % of each transaction in U.S... At or transferred to Green Dot Platinum card including card rates and fees, presented in the review is as! A $ 15 fee may apply to each eligible transaction that brings your account negative one.! Products, customer additional criteria may apply which can affect your eligibility your... Theres no fee on your primary deposit account Agreement ( PDF ) for terms and conditions pick a line.

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