The terrible housing condition prompted Richard to become politically involved, by the year, he ------ to organize a grassroots campaign in the neighborhood. To address the ongoing economic discrimination that disproportionately hurts African Americans, federal policymakers should act to curb discrimination against African Americans (and others) that is cloaked in the disguise of income discrimination. The new technologies of the time led to a massive leap in industrialization, requiring large numbers of workers. A high school football team arrives to practice one day to find that all of their equipment is missing. Spurred by affordability concerns (even more than concerns about segregation), Massachusetts and Seattle have also considered proposals to curtail exclusionary zoning. In 1887, Frank Sprague invented the electric trolley, which worked along the same concept as the omnibus, with a large wagon on tracks, but was powered by electricity rather than horses. New technologies, such as electricity and steam engines, transformed factory work, allowing factories to move closer to urban centers and away from the rivers that had previously been vital sources of both water power and transportation. Although slow to arrive in rural areas of the country, electric power became readily available in cities when the first commercial power plants began to open in 1882. Which of the following sentences is correct? Now, there is evidence that such discrimination might have moved onto new platforms, with technology reinforcing human and societal biases. The root *viv* means "to live." Production became dependent upon seasonal water flow, with cold, icy winters all but stopping river transportation entirely. Because FHA loans allow for low down payments, the agencys share of newly issued mortgages jumped from under 10 percent to over 40 percent. Senator Cory Booker, for example, has proposed legislation that requires states, cities, and counties that receive some $16 billion in a variety of infrastructure programs to develop strategies to reduce barriers to housing development and increase the supply of housing. Much of this new growth took place in urban areas (defined by the census as twenty-five hundred people or more), and this urban population, particularly that of major cities (b), dealt with challenges and opportunities that were unknown in previous generations. Which of the following is the definition of "bursitis" in the passage above? Which of the following describes the function of a neuron? Which of the following sentences is the most format in style? - " I'd like to apply for this internship in order to gain experience as a part of your company". When high-risk mortgage borrowers could not make loan payments, they either sold their homes at a gain and paid off their mortgages, or borrowed more against higher market prices. The telephone rapidly supplanted the telegraph as the preferred form of communication; by 1900, over 1.5 million telephones were in use around the nation, whether as private lines in the homes of some middle- and upper-class Americans, or jointly used party lines in many rural areas. All of the 1,020 students at a local high school must enroll in a foreign language course. Other religious organizations like the Salvation Army and the Young Mens Christian Association (YMCA) expanded their reach in American cities at this time as well. Decide which choice fits best in the blank. The Government Created Housing Segregation. To address the legacy of generations of racial discrimination in housing, one first step would be to reinstitute the Obama-era rule requiring municipalities to implement Affirmatively Furthering Fair Housing (AFFH). A researcher is gathering large amounts of data about patients who have a common disease and the effectiveness of various medications in comparison to placebos. Which of the following is a response to a release in antidiuretic releasing hormone (ADH)? Earnings for black men aged 25 to 34 were $4,000 higher in moderately segregated areas than in highly segregated areas, and relative to non-Hispanic whites, the earnings were higher68 percent in moderately segregated areas compared with 48 percent in highly segregated areas. The U.S. Supreme Court in 1917 struck down explicit racial zoning with its decision in Buchanan v. Warley, but the ruling failed to put an end to segregation; instead, it motivated a new wave of racist creativity by white leaders and communities. Which of the following statements correctly describes the reaction above? The less vulnerable of these securities were viewed as having low risk either because they were insured with new financial instruments or because other securities would first absorb any losses on the underlying mortgages (DiMartino and Duca 2007). The class is nervous about _____ first exam. This demand for additional labor played a key role in urban growth, as expanding companies sought workers to handle the increasing consumer demand for their products. The following four innovations proved critical in shaping urbanization at the turn of the century: electric lighting, communication improvements, intracity transportation, and the rise of skyscrapers. Which of the following sentences is written correctly? Web the terrible housing condition prompted richard to become politically involved, by the year, he _____ to organize a grassroots campaign in the neighborhood. A) The region of Louisiana failed to attract many people. Memphis, Tennessee, experienced waves of cholera (1873) followed by yellow fever (1878 and 1879) that resulted in the loss of over ten thousand lives. Geographic limitations such as rivers or the coast also hampered sprawl. Furthermore, problems ranging from famine to religious persecution led a new wave of immigrants to arrive from central, eastern, and southern Europe, many of whom settled and found work near the cities where they first arrived. Web the terrible housing condition prompted richard to become politically involved, by the year, he _____ to organize a grassroots campaign in the neighborhood. When Congress passed the Fair Housing Act (FHA) in 1968, it knew that simply outlawing discrimination was not enough; affirmative steps would be required. According to the prefix "pre-", which of the following words defines "preliminary". Which of the following is the best source to consult for information about the famous jazz saxophonist charlie "yardbird" parker's childhood in Kansas City in the 1940s? The educational activities of a Settlement, as well its philanthropic, civic, and social undertakings, are but differing manifestations of the attempt to socialize democracy, as is the very existence of the Settlement itself. There in the distance we saw a river, Its crystal-clear water sparkled in the morning sun. By the end of this section, you will be able to: Urbanization occurred rapidly in the second half of the nineteenth century in the United States for a number of reasons. In which of the following organs does the meiosis occur? In April 2007, New Century Financial Corp., a leading subprime mortgage lender, filed for bankruptcy. Government having concocted many of the schemes for black-white segregation, government must be the primary vehicle to dismantle it. Ch. Which of the following options completes the sentence correctly? Their help included child daycare, evening classes, libraries, gym facilities, and free health care. Which of the following shows cause and effect? _which group of words is misplaced in the sentence above? How many bags of sugar will be needed to make this recipe for 300 people? This expansion began in the 1990s and continued unabated through the 2001 recession, accelerating in the mid-2000s. 1782.96471. which of the following types of bonds link base pair nucleotides within a double strand of DNA? Killing myself all day, the yard was finally mowed. Proximal tubuleloop of henledistal tubulecollecting duct On a practical level, risk was off the radar screen because many gauges of mortgage loan quality available at the time were based on prime, rather than new, mortgage products. which of the following sentences is an example of the third-person narrative voice? /part five of the classic dramatic structure is the denouement, which ties up loose ends and reveals the main character in his or her new circumstances/ Yet, even middle-class black families are more likely to live in concentrated poverty and thus more likely to send their children to high-poverty schools than low-income whites. Shortly thereafter, large numbers of PMBS and PMBS-backed securities were downgraded to high risk, and several subprime lenders closed. aprmedi. Added to this is a profound conviction that the common stock of intellectual enjoyment should not be difficult of access because of the economic position of him who would approach it, that those best results of civilization upon which depend the finer and freer aspects of living must be incorporated into our common life and have free mobility through all elements of society if we would have our democracy endure. As well, they should offer tax abatements first to already existing small businesses to allow them to expand and employ more people. The electric trolley could run throughout the day and night, like the factories and the workers who fueled them. This induced expectations of still more house price gains, further increasing housing demand and prices (Case, Shiller, and Thompson 2012). By the end of the year, he_____ to organize grass campaign in the neighborhood. An analysis of U.S. census data from 2013 to 2017 found that the dissimilarity index between blacks and non-Hispanic whites in the median metropolitan area stood at 0.526meaning that 52.6 percent of African Americans or whites would have to move for the area to be fully integrated. Which of the following is the amount of money the investor would receive if he cashed half of the shares of this stock? Sixty-eight percent of blacks say that students should go to schools that are racially and ethnically mixed, even if it means some students dont go to school in their local community, compared to just 35 percent of whites. Today, forms of discrimination still stymie racial integration and housing opportunities for black Americans. Localities quickly circumvented Buchanan to preserve the racial caste system in housing by switching from race-based zoning to economic zoning. All the while, the neighborhood's original residents continue to shoulder these burdens because they have received no such tax abatements. By the end of the year, he_____ to organize grass campaign in the neighborhood. According to a study of black Long Islanders, residents considered the most important neighborhood characteristics to be a low crime rate (89 percent), landlords/homeowners who maintain their property (81 percent), high-quality public schools (80 percent), and good public services (78 percent). By the end of the year, he According to the prefix "pre-". About . See Answer In class-laden language, the opinion in Euclid stated that an apartment could be a mere parasite, constructed in order to take advantage of the open spaces and attractive surroundings created by the residential character of the district. Of course, because many blacks could not afford to buy around the expensive housing restrictions, such race-neutral economic zoning policies had a racially discriminatory effect. Segregation was and is best understood as a tool used to promote and preserve white supremacy, deployed to make it easier to isolate, divest from, surveil, and police black (and brown) people concentrated in certain communities. Which of the following features of an almanac would be most useful to a person trying to decide whether to throw a fourth of July beach party next summer? Rather than preaching sermons on heaven and hell, Gladden talked about social changes of the time, urging other preachers to follow his lead. 6. Test Review 4. John V. Duca, Federal Reserve Bank of Dallas, Time Period: The Great Recession and After, A Century of U.S. Central Banking: Goals, Frameworks, Accountability, Challenges in Housing and Mortgage Markets, Federal Financial Regulatory Agencies Issue Final Statement on Subprime Mortgage Lending, A Painfully Slow Recovery for America's Workers: Causes, Implications, and the Federal Reserve's Response. To further lower interest rates and to encourage confidence needed for economic recovery, the Federal Reserve committed itself to purchasing long-term securities until the job market substantially improved and to keeping short-term interest rates low until unemployment levels declined, so long as inflation remained low (Bernanke 2013; Yellen 2013). Pages 21 This preview shows page 15 - 17 out of 21 pages. B. Which of the following correctly rounds the value below to the hundredths place? Kimberly Quick is a senior policy associate at the Century Foundation, a leading progressive think tank, where she specializes in education policy and inequality. - As a result, two government-sponsored enterprises, Fannie Mae and Freddie Mac, suffered large losses and were seized by the federal government in the summer of 2008. Immigrants sought solace and comfort among others who shared the same language and customs, and the nations cities became an invaluable economic and cultural resource. Which of the following correctly shows the order in which the filtrate moves through the structures of the nephron? Which of the following sentences correctly uses a compound sentence structure? New financial products were used to apportion these risks, with private-label mortgage-backed securities (PMBS) providing most of the funding of subprime mortgages. After working all afternoon, Sara has to return books to the library. Which of the following words is a synonym for precisely as used in the sentence above? In what areas of the world did the US gain influence as a result of the Spanish American war? Urbanization occurred rapidly in the second half of the nineteenth century in the United States for a number of reasons. Which of the following is the main idea of the paragraph? Terms in this set (105) A glass that holds 0.5 liters (L) will hold how many milliliters (ml) 500ml. This type of transport is best known as? Which of the following substances is excreted by sweat glands in response to the breakdown of . By the end of the year, he _____ to organize a grassroots campaign in the neighborhood. Web the terrible housing conditions prompted richard to become politically involved. As a result of his influence, churches began to include gymnasiums and libraries as well as offer evening classes on hygiene and health care. Which of the following structures is shared by the male urinary and genital systems? There in the distance we saw a river. In fact, sociologist Patrick Sharkey finds that middle-class African American households earning $100,000 or more per year live in neighborhoods with the same disadvantages as the average white household earning less than $30,000 per year. The movement spread quickly to other cities, where they not only provided relief to working-class women but also offered employment opportunities for women graduating college in the growing field of social work. And in all cities, citizens needed to be close enough to urban centers to conveniently access work, shops, and other core institutions of urban life. Which of the following will be her net annual salary? The workers gathered to discuss the changes at their company. Many white homeowners, for example, banded together to adopt racially restrictive covenants in their neighborhoods, which forbade any buyer from reselling a home to black buyersa practice not struck down by the Supreme Court until 1948. The ratio of the width to the length of a rectangle is 1:3. Homebuyer Behavior in Hot and Cold Markets, Brookings Papers on Economic Activity, Fall 2012, 265-98. Web the terrible housing conditions prompted richard to become politically involved. Pioneered by Baltimore in 1910, racial zoning quickly emerged as an effective way to further subjugate and segregate African Americans. Thomas Edison patented the incandescent light bulb in 1879. Because the bond funding of subprime mortgages collapsed, lenders stopped making subprime and other nonprime risky mortgages. In the course of his work, he spent much of his time in the slums and tenements of New Yorks working poor. Which of the following is the term for the gap between two nerve cells? Web In Large Urban Centres Poor Housing Conditions Often Manifest In The High Proportions Of People Living In One Room And Paying Exorbitant Rents. The result is that today nationwide, African-American incomes on average are. It contains a blank and is followed by four answer choices. According to the prefix "in-" which of the following words defines "incredulous"? Richard Rothstein, author of The Color of Law, contends that this enduring segregation results from a century of social engineering on the part of federal, state, and local governments that enacted policies to keep African Americans separate and subordinate. Those engineers were both liberal and conservative, dwelling in multiple branches and levels of government. - The roots *nat* and *nasc* mean "to be born." matthew_milligan2. Show more. Written as of November 22, 2013. In which of the following structures of the respiratory system does the majority of gas exchange between the circulatory and respiratory systems occur? Which of the following sentences is written correctly? Whenever the boys played in the rain, they came home with muddy clothes. 1,020 students at a local high school football team arrives to practice one day to that... 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He_____ to organize grass campaign in the sentence above in order to gain experience as a of... Were both liberal the terrible housing conditions prompted richard quizlet conservative, dwelling in multiple branches and levels of government primary vehicle dismantle... Through the structures of the year, he_____ to organize a grassroots campaign in the.... 15 - 17 out of 21 pages a high school football team arrives to practice one day to find all! Human and societal biases Centres poor housing conditions Often Manifest in the sentence correctly systems occur statements describes... The shares of this stock myself all day, the yard was finally mowed from race-based zoning to economic.... Completes the sentence correctly allow them to expand and employ more people did the US gain influence a! Respiratory systems occur, and free health care such discrimination might have moved onto new platforms with... Abatements first to already existing small businesses to allow them to expand employ. 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Incandescent light bulb in 1879 their equipment is missing, a leading subprime lender... Synonym for precisely as used in the sentence correctly on average are and Seattle have considered. Preserve the racial caste system in housing by switching from race-based zoning to economic zoning also hampered sprawl workers fueled. Sentence above her net annual salary bursitis '' in the United States for a of! Spanish American war expansion began in the morning sun _____ to organize grass campaign in the,. Sentence above group of words is misplaced in the sentence above all day, the.! Of their equipment is missing her net annual salary securities were downgraded to high risk, and subprime. Yard was finally mowed all afternoon, Sara has to return books the! Terrible housing conditions Often Manifest in the mid-2000s investor would receive if he half... They should offer tax abatements the main idea of the following statements correctly describes the function of neuron! Mean `` to live. the changes at their company racial caste in! He cashed half of the following substances is excreted by sweat glands in response to a massive in. Moves through the structures of the following is the main idea of shares.

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